The protection of your nonpublic personal information is important to us. We aggressively maintain physical, electronic and procedural safeguards that comply with applicable federal standards to guard your confidential personal information and to assist us in preventing unauthorized access to that information. We do not disclose, nor do we reserve the right to disclose any nonpublic personal information about our current or former customers to anyone, except as permitted by law. We require these same safeguards from any third party who uses your information to respond to your inquiries.
1. What information do we collect?
We may collect nonpublic personal information about you from the following sources:
Information from our forms or applications, such as your name, address, telephone numbers, e-mail addresses, income, and time on job.
We do not collect the following information: birth date, social security number, employment history, references, information from your consumer credit reports or a consumer-reporting agency, such as your credit score and credit history, or information about your transactions such as your account balances and payment histories. This information is collected by the dealers or affiliates only and is not stored on our system. Any links to credit applications link to the dealer's or affiliate's site, and are their sole responsibility.
2. How long do we keep your information?
Federal and state agencies require that we retain certain loan-related information. Therefore, we may retain your information for a period of seven years.
3. How do we share your information?
We do not disclose, nor do we reserve the right to disclose, any nonpublic personal information about our current or former customers to anyone, except as permitted by law. We take our responsibility to protect your nonpublic personal information very seriously. Whenever we collect information about you, we restrict access of your nonpublic personal information through physical, electronic and procedural safeguards to our employees and those third parties who need the information to respond to your inquiries, to provide better customer service, and to provide products, services and other information you have requested from us. We require any third party who receives information from us about you to agree to keep that information confidential and to use the information only as permitted by law.
4. How do we use your information?
We use the information you provide, to help find financing options so that you can purchase or lease the car you want through our participating lenders. If you have a unique situation and we are unable to match your profile with one of our lending sources, we continue to remain committed to helping you look for financing options through affiliates who may be better able to help you obtain financing through their dealership networks. Additionally, you may be notified of special offers through promotional affiliates. Finally, in certain situations we may be required to share your information with law enforcement or government agencies in response to a subpoena, state or federal audit, or other similar circumstances.
5. Is it necessary to opt out?
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